The Rakshafin blog
Money advice that respects your time.
Plain English. Indian context. Zero finfluencer fluff.
Credit Score6 min read
5 things that fix your credit score the fastest
Forget the myths. These five changes move the needle in 60–90 days.
Loan Audit8 min read
The 7 hidden charges hiding in your personal loan
From mis-sold insurance to prepayment traps — what to check on page 3 of your sanction letter.
Disputes5 min read
How to dispute a wrong entry on your CIBIL report
Step-by-step, with the exact emails and documents you need.
Money 1014 min read
Good debt vs. bad debt — a simple Indian framework
Not all loans are created equal. Here's how to decide.
Loans7 min read
Balance transfer, explained without jargon
When it saves you lakhs — and when it quietly costs you more.
Rights6 min read
Recovery agents harassing you? Know your rights.
RBI rules, your protections, and what to do today.