Everything Rakshafin does

Built to improve your score — and protect your money.

A complete toolkit for the modern Indian borrower.

Credit score & report

Free monthly score from RBI-authorised bureaus with a clear breakdown of what's pulling you down — payments, utilization, age, enquiries.

Personalized score plan

A step-by-step plan built for your real report. Hit your target score in months, not years.

Loan audit

Upload your sanction letter and statements. We surface mis-sold insurance, wrong interest rates, illegal fees and prepayment traps.

Dispute & defend

We draft the dispute, file with the bureau, and follow up until it's resolved. Including help against unfair recovery agents.

EMI manager

Every loan from every bank in one view. Pay, track, and never miss a due date.

Smart reminders & autopay

Automatic nudges 3 days before each EMI. Optional autopay so a missed payment never costs you points again.

Loan offers that fit

Pre-approved offers based on your real eligibility — not generic spam.

24×7 expert chat

Talk to a real certified credit expert any time of day, in your language.